Dollar Cost Averaging vs. Lump Sum Investment
timparkerYou’ve probably heard of dollar cost averaging. I do it down here in Florida when the ocean water starts to cool down in the fall. I start with just my toes in the water and over the course of...
View Article20 Overlooked Discounts
timparkerWe’re always on the lookout for a bargain but either we don’t have the time, don’t have the desire to hunt, or we don’t know where to look. For me, it’s often a combination of all of those. I...
View ArticleHow to Read a Stock Chart
timparkerIf you’re one of those people who invests your money in to stocks and bonds for the long term, good for you. For the large majority of retail investors it’s not only the best way to make...
View ArticleHow Does an Annuity Work?
timparkerIf you’re a baby boomer or work for a government agency, you may still know about pensions. As a public school teacher I paid in to the State Teachers Retirement System of Ohio and if I would...
View ArticleHow to Prepare for the Death of Your Spouse
timparkerWho pays the bills in your house? Our house isn’t much different from most households around the country. I’m the financial person in the family so I handle all financial matters in our home...
View ArticleCARD Act: Fewer 0% Balance Transfer Offers
timparkerOh, the good ol’ days. You might remember the days of old when life was simple, credit wasn’t feared like it is today, and if you found yourself in over your head you could move your credit...
View Article15 Low Cost Weekend Activities Without Leaving Home
timparkerHave you read the other two parts of this series? In the first article we looked at a few weekend activities that cost little or no money. In the second article, we looked at ways to make more...
View ArticleFour Ways to Save Money at Prom
timparkerIf you’re the mother or father of a high school student you’re probably wondering where the time has gone. It seems like only a few years ago they were getting on the bus for their first day...
View ArticleHow to Consolidate Your 401(k)s in to an IRA
timparkerThere’s a better than average change that you won’t spending your entire adult life working for the same company. Although the BLS wants us to know that the average worker holding seven...
View ArticleHow to Make Costly Weekend Activities More Affordable
timparkerIt’s the weekend again and if you didn’t read my last post on low or no cost weekend activities, read it here. All of us work hard during the week. The majority of us reach Friday and feel...
View ArticleAre Financial Advisers Failing the 99%?
timparkerAs somebody who is in the financial advising field, I’m getting a little tired of hearing that all financial advisers are duping their clients out of a lot of money but what I’m far more tired...
View ArticleBest 529 Plans
timparkerThe amount of collective student loan debt in America has surpassed $1 Trillion but to bring it closer to home, Finaid says that the rate of college tuition inflation is normally twice that of...
View ArticleWhere Can I Get the Best Price for my Used Books?
timparkerDuring the first six months of 2012, my wife and my sister have challenged each other to an contest. The person that sells their unused space-takers from around the house for the most, wins a...
View ArticleTwo Bullish Stock Chart Patterns to Watch
timparkerWhen you buy or sell stocks, do you use technical analysis as a way to affirm or disprove your thesis of where the stock is going in the short term? The world’s stock exchanges have seen...
View ArticleTwo Bearish Stock Chart Patterns to Watch
timparkerIn the first article of this series we learned how to read a chart. We looked at only three parts: The price action of the stock, (or index, commodity, etc.) the moving averages, and the...
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